Helpful tips to get to ready for baby’s arrival
What exactly do you need to get done before the birth of your child? Buying diapers is much needed, but there are plenty of other ways for new parents to prepare and reduce stress. We are going to cover some things that are essential in preparing for a baby.
Prepare your home
To feel organized and ready to bring your baby home, there are many things you can do around the house. We’re going to go over a few useful hints! You might discover that you spend a lot of time organizing closets, washing everything in sight, and cleaning. This is a common pregnancy feeling that is fondly referred to as “nesting.” Let’s get into it:
Talk with your partner
Having a first child together brings up a lot of questions that need answering before the baby arrives. The more you and your partner talk about the details ahead of time, the more likely you are to be on the same page and have everything go smoothly.
Here are some examples of things to discuss:
Learn the steps and costs involved in adding a newborn to your policy from your health insurance provider. Changing from Employee or Employee/Spouse to Employee/ Family can have significant cost differences depending on your insurance plan and your employer, so it’s important to do some research before making the switch. If you and your partner are both employed and covered by a health insurance plan through your workplace, compare both the cost and benefits for a baby.
So many things can be covered that you might not think of: prenatal testing, help for quitting smoking, breastfeeding counseling, a breast pump for home, and more. To help with pregnancy pain relief and postpartum recovery, many insurance companies will even pay for compression garments. Maternity support belts move the weight of the baby away from the hips, lower back, and abdomen. This takes away some of the discomfort of being pregnant. Garments made for postpartum recovery help to support the hips and lower back, as well as keeping the abdomen stable. Compression socks can be helpful during pregnancy and postpartum. They are beneficial in reducing swelling and improving blood circulation. Check to see if your health insurance will cover the cost of these compression garments, just in case you end up needing them!
Finally, it’s a good idea to familiarize yourself with your expected costs for having a baby and any restrictions your insurance company might have, like the maximum amount of time you can stay in the hospital.
Life insurance & wills
Now is the time to purchase life insurance if you don’t already have it. It’s possible that your employer offers some type of life insurance; however, remember that most insurance plans provided by employers do not offer nearly as much coverage as you would probably want for your family. So, while you’re getting ready for your baby’s arrival, take a look at life insurance, which may be less expensive than you think. A term policy for several hundred thousand dollars in coverage can be obtained for a few hundred dollars per year. The process can take a few weeks and usually includes a health exam, so be sure to plan ahead and have this done before the baby arrives.
It’s time to make a will, even if you’ve probably never given it much thought before. You don’t want there to be any stressful situations surrounding the custody of your child if something were to happen to both you and your partner. Even though it’s unpleasant to plan for this, there are online services that make it easy and inexpensive to draft a valid will. Make sure that both your will and your partner’s will reflect your current wishes.
It’s also critical to learn about your employer’s maternity and paternity leave policies. Employers must provide maternity leave to full-time employees, and an increasing number are also providing paternity leave. Some companies will even let you ease back into work by starting with shorter days or weeks.
You should also inquire about flexible spending accounts for medical and child care expenses, as well as college savings accounts. You’ll never know what benefits are available to you unless you ask!
Learning the basics
You should take a class at the hospital where you plan to give birth, or at a nearby facility if you intend to give birth at home. Chances are, a hospital in your area offers birthing and parenting classes. They usually include infant CPR and are not too expensive. You can also consider an online course for expecting parents.
The last thing I’m going to cover is a very important one… schedule your Pittsburgh area maternity and newborn portrait sessions! It’s best to have your sessions scheduled and planned ahead of time, so that you aren’t stressing about them when you are very pregnant or have a newborn at home. I’d love to talk about your vision for your session and look at the schedule! Let’s chat!